Monday 11th of June 2018 03:43:21 PM
I just read an article in the Sunday TBT about sinkhole repairs. I found it rather interesting because my husband who is a 49 year old DISABLED veteran and I are in somewhat of the same situation with the exception of us not being able to live in our home due to it having a sinkhole and making us extremely ill. We have a VA loan on our home that is now in foreclosure and with my husband who received over 40 injuries while in the military needs the VA desperately for medical care. We will probably never be able to get another VA loan because of this either.We bought our new dream home in February 2009 in Tarpon Springs, FL and within a year we noticed cracks, popping sounds at night and blocks blowing out of our garage wall. There were and are hundreds of cracks outside and tiles that were cracking and popping up in the house. We also noticed a smell in the house that was unrecognizable and couldn’t figure out what was going on. In June of 2011 we were pulling up the carpet in our back room because we have 2 large dogs and to our horror, we had large cracks which ran from one side of the house to the other. When the carpet was removed the smell got even worse. Smelled like plastic was burning. I was sick everyday for almost a year living there. Headaches turned into migraines, then vertigo and eventually cancer.In 2011, we went on vacation and noticed that my symptoms got better being out of the house, and upon returning my symptoms returned within a day. Right then, we positively knew it was the house. My daughter woke up everyday with headaches and one of my dogs lost a lot of her hair as well. Not taking any more chances with our health, we decided that we should move out of our new home.We moved out and it didn’t take long for all of us to start feeling better. A few months went by and we had verbal confirmation from Citizens that we definitely had a sinkhole but didn’t receive written confirmation until February, 2012.Citizens has been playing a game with us since we moved out of our home in August 2011. They ordered us to pay for chemical testing of what was coming out of the ground and then denied Additional Living Expense coverage because they said that chemical exposure was not covered. They sent us (2) checks in the amounts of $4,900 and another one for $22,000. These checks are bogus as they don’t even cover anything, and besides they were never cashed. The $4,900 check was sent to our Public Adjuster after we fired him and it was never forwarded to us. We got estimates for repairs and they totaled $125,000 to repair our home plus an additional $100,000 for stabilization for a grand total of $225,000 to do it right. Citizens repair total was $123,000 for everything including stabilization. We are over $100,000 apart in repairs, how could this be??? Citizens ghetto rigs everything to their advantage.In April 2012 I was diagnosed with an aggressive form of breast cancer, did the smells in the house trigger this?Fast forward to today, December 3, 2013 we are now years into this and nothing has been done. Citizens took our money for our coverage and they haven’t done anything for us. We are now in foreclosure with our home as I stated earlier because we couldn’t afford to pay for 2 homes and only live in one. So Citizens wins, this is not right. They continue to postpone doing the right thing for us homeowners so they leave us vulnerable to these situations which results in us losing our homes and then they don’t have to pay ONE SINGLE PENNY. Who wins, CITIZENS every time of course!This came from Charlie Crist who is a coward. I’ve written to him many times and he just ignores the facts.“Citizens Property Insurance Corporation seems to have forgotten that it was created to serve people during their time of need. It seems to have forgotten that the people of Florida are the boss, and the corporation is there to serve them – not the other way around”. “It’s time we remind Citizens Property Insurance of its statutory and moral duty to the people of Florida”.There should be a class action lawsuit against Citizens for people like us. We wish we could still be in our home. We asked them if they would put their own families in harms way and they all said that they wouldn’t, why should we?