Saturday 26th of January 2019 10:23:06 AM
When I first took out my renters insurance policy, I was assured that my 8x12 shed and my aluminum carport would be covered. Well, I just did file a claim because a big blob of snow fell out of the tree beside my carport and collapsed it on top of my Isuzu Trooper (which I have insured with Nationwide, great company). At first, the claims guy I spoke with told me I was covered, with a $250 deductible, I just had to send in a picture of it and a receipt showing proof of purchase. I just received a call back this morning informing me that they were not going to honor my claim, "Because collapse is not covered", so it says in some sentence under some paragraph under some section of the policy, even though I was assured by the guy that underwrote my policy that it would be covered.. If I ever have the opportunity to stick it to them or cost them in any way whatsoever, you best believe I most certainly will.