Saturday 7th of January 2017 01:27:37 AM
TL; DR -- overpriced policy from a pack of liars. I signed up for a policy for $10k of coverage and Lavalier charged me $121. After reviewing my appraisal the next day, Lavalier emailed to say that they were insuring me for $15k and that I owed them another $111. I replied, "No, I want $10k of coverage for the agreed amount and if you won't provide that, please cancel the policy." They cancelled the policy, but billed me $50 of 'minimum earned premium'. This deceptive, unethical practice is unlawful in California and I reported Lavalier to our department of insurance.