Friday 18th of November 2016 08:46:26 PM
I used Health IQ to purchase discounted life insurance. I thought it would be a simple process, but it took 3 months to get the policy issued. As an avid cyclist (150 miles a week) and swimmer (12,000 meters a week), I thought this would be a no-brainer process, but the underwriting insurance company is extremely picky. I expected to save about $1,000 over other term life insurance quotes based on rates initially quoted me by Health IQ, but rates that came back to me were $500 higher than planned. So, I saved significant money on my $2 M life insurance, but not as much as I had initially hoped. Overall, this is a start up business learning to compete with the life insurance giants. I think they are doing a great job but have some growing pains. Assuming you qualify, you should save $$, but you will have to work for it.