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Erie Life Insurance Online Reviews

Company Name: Erie Life Insurance
Year Founded: 1925
Address: 100 Erie Insurance Place
City: Erie
State/Province: PA
Postal Code: 16530-1104
Country: United States
Phone: (800) 458-0811
Overall average rating of 3.7 out of 5, and the percentage of positive recommendations 43 %
I changed several years ago and the cash value I had was put into the new policy. Therefore my premiums were much lower. Now I find myself in the position that next year my cash value will start to diminish. In that case I will cash out and invest in something that can be easily accessed to my beneficiary upon my death. Was this a good thing to do? I don't know. However there will be enough to pay my final expenses.
I was able to get through the process easily and the local agent was very helpful. He showed me the information pertaining to how much insurance and how much the premium would be according to my budget. Although there were a lot of different questions I needed to answer to qualify, it was fast and easy to get through the process. My agent answered all of my questions and double checked on several concerns I had. When my husband purchased his insurance with the same agent, a lot of the information was already in my agent's computer and it was simple to get through this process as well.
Anytime I have a question my agent gets back to me usually the same business day. If the question requires research that's not a problem. When I needed to lower my premiums my agent shopped around to find a similar policy for less money.
I have had no real experience yet with company. I pay yearly and invoices have been timely so far. They were helpful when I changed policy after retiring.
This is a dependable company with a longstanding reputation and longevity in the business. Their rates are low and affordable. The customer service is fast and accurate. Easy online site.
They dropped one of our policies after we filed a claim. Isn't that the point of having insurance? We've been customers for decades and they drop us.
I pay my monthly premium. Haven't used it. Seems to be pretty straightforward. Hopefully won't have to tap this resource for a long time. I'm really not sure I understand the question on my experience with my life insurance company.
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